Get an average fee savings of $652*and often a lower rate than the Federal Direct PLUS loan.
No application, origination or disbursement fees
Low, competitive fixed and variable rates. See our Rates1
Multi-year approval provides an easy way to secure funding for additional years in school, without completing a full application and impacting your credit each year. If approved you will be notified after you have submitted your application.**
Ways to save:
All together, you could lower your interest rate up to 0.50 percentage points2
Aggregate limits up to $350,000 based on degree and borrower creditworthiness.
Choose the repayment option that best meets your needs. We recommend that you pay off your balances as quickly as possible to reduce the overall cost of your loan.
Pay Immediately: Make principal and interest payments while the student is in school.
Choose the time period to repay your loan:
5 year term: Offers lowest rates and lowest total cost of borrowing.
10 year term: Offers lower rates and moderate savings on total cost of borrowing.
No matter which term you choose, you can always make additional payments without penalty. This lets you pay off your student loans faster and saves you money.
We'll send your Student Loan for Parents funds directly to the school the student is attending.
To qualify for a Citizens One Student Loan for Parents3, you need to:
Fill out the fast, easy online Citizens One Student Loan for Parents application. You can even e-sign.
Our Student Lending Specialists are ready to help. Simply call 1-888-333-0256.