A newer version of your browser is available. Older versions may limit your ability to access some of this site's functionality. Citizens Bank recommends upgrading your browser.

Learn More

Download the newest version of Microsoft Internet Explorer

Clear Search

Citizens One Student Loans®

Affordable options for students whether they are in school or already in repayment on their existing student loans.

Please note: Due to federal regulations, Citizens One is required to provide every potential borrower with disclosure information before they apply for a private student loan. View the required application solicitation disclosures information below:


Disclosure Information for the Citizens One Student Loan ®


Citizens One Student Loan® Variable Rate Disclosures

5 year term

10 year term

15 year term


Citizens One Student Loan® Fixed Rate Disclosures

5 year term

10 year term

15 year term


Disclosure Information for the Citizens One Student Loan® for Parents


Citizens One Student Loan® for Parents Variable Rate Disclosures

5 year term

10 year term


Citizens One Student Loan® for Parents Fixed Rate Disclosures

5 year term

10 year term


Disclosure Information for the Citizens One Education Refinance Loan®


Citizens One Education Refinance Loan® Variable Rate Disclosures

5 year term

7 year term

10 year term

15 year term

20 year term


Citizens One Education Refinance Loan® Fixed Rate Disclosures

5 year term

7 year term

10 year term

15 year term

20 year term


Disclosure Information for the Citizens One Education Refinance Loan® for Parents


Citizens One Education Refinance Loan® for Parents Variable Rate Disclosures

5 year term

7 year term

10 year term

15 year term

20 year term


Citizens One Education Refinance Loan® for Parents Fixed Rate Disclosures

5 year term

7 year term

10 year term

15 year term

20 year term


Disclosure Information for Citizens One Student Loan® for Bar Study


Citizens One Student Loan® for Bar Study Variable Rate Disclosures

5 year term

10 year term


Citizens One Student Loan® for Bar Study Fixed Rate Disclosures

5 year term

10 year term


Disclosure Information for Citizens One Student Loan® for Medical Residency


Citizens One Student Loan® for Medical Residency Variable Rate Disclosures

5 year term

10 year term


Citizens One Student Loan® for Medical Residency Fixed Rate Disclosures

5 year term

10 year term


Citizens One Card Services