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Student Loans
& Refinancing
Flexible options to pay for school.
We're ready when you are.
Student Loans
& Refinancing
Flexible options to pay for school.
We're ready when you are.
Student Loans to Fit Your Life — and Budget
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Private Student Loans
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Student Loan Refinancing
3 Reasons to Choose Citizens One
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Easy
Multi-Year Approval
Multi-Year Approval† is a simple way to secure money for school, from orientation to graduation, with just one application.
Learn More -
Flexible
Payments on your schedule
Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.
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Affordable
Competitive rates
and no origination feesReduce your competitive rates by 0.50%† with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.
Speak with a Student Lending Advisor
1-888-333-0256
Mon – Fri: 8:00 am – 9:00 pm ET
Sat: 8:30 am – 5:00 pm ET
Sun: 9:00 am – 2:00 pm ET