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Student Loans & Refinancing

Get the help you need to pay for your education.

Student Loans to Fit Your Life — and Budget

3 Reasons to Choose Citizens One

  • Easy - Multi-Year Approval*


    Multi-Year Approval*

    Apply once — with one application — and get the money you need every year, quickly and easily.

  • Flexible - Payments on your schedule


    Payments on your schedule

    Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.

  • Affordable - Competitive rates and fees


    Competitive rates
    and no origination fees

    Reduce your competitive rates by 0.50%1 with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.

Citizens One Student Loans
Questions? Ask a Citizen.
Questions? Ask a Citizen.