Save money each month to spend on what matters most to you. Find out your rate in under 2 minutes with no impact to your credit score1. Customers have saved an average of $2,784 per year.*
By refinancing your student loans with Citizens One, you could drop your rate by 2% and do it all.**
Wondering if you could refinance your student loans at a lower rate to save money? With the Citizens One Education Refinance Loan™, you may be able to trim your monthly payment or reduce your interest rate to make your loans more affordable. In addition to the new rate you may qualify for, we also have available discounts to lower our competitive interest rates even further. And when you consolidate your student loans with us, you’ll get the convenience of a single monthly payment.
saved on average*
Reduce your interest rate with the following discounts when you refinance or consolidate your student loans with us:
If you have little or no credit history, we strongly suggest that you apply with a qualified co-signer as it may help you secure a lower interest rate.
When your loan payments become due, borrowers may apply to release the co-signer from their loan after making 36 consecutive on-time payments of principal and interest.4
You may be eligible to refinance private and federal student loans if:
Applying to refinance or consolidate your student loans is easy. You provide: