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Refinance Your Mortgage

A home loan do-over, when you need it

Looking to free up funds in your budget or take cash out? Refinancing could help you achieve your goals.

Call 1-800-288-5569

Today’s Mortgage Rates

Click here to get current rate information


 

Get a 0.125% Rate
Discount

Save even more when you set up automatic payments from your checking account for your new home loan.1

1-on-1 Support

Have a question? Our dedicated loan officers can help you navigate the refinancing process with confidence.

Painless Process

Go from application to closing easier by collecting and verifying your information with secure document exchange.

No Surprises

Transparency is the best policy. You'll always know what to expect at each step of the process.

Guiding You Every Step of the Way

  1. Get Started

    Figure out your financial goals. Lower your monthly payments, payoff your loan sooner or take cash out?

  2. Consider the Costs

    Talk to a loan officer about your plans. Ask about rates and fees. Weigh your options.

  3. Find the Right Fit

    If it’s the right time for a refinance, choose the borrowing solution that gets you where you want to be.

  4. Apply for Your Refinance

    Gather the information you’ll need for the loan and complete your application.

  5. Close Your Loan

    Review and sign your loan documents, then celebrate being closer to achieving your goals.

 

What to Know About Refinancing Your Mortgage

  • Should You Refinance Your Mortgage?

    Refinancing your mortgage could serve any of the four purposes:

    1. Lowering your interest rate
    2. Changing your loan type
    3. Altering your loan repayment term
    4. Cashing out equity

    Getting a mortgage refinance is similar to the process you went through to apply and qualify for a mortgage to buy your home. You'll complete an application, receive disclosures, and provide many of the same documents as before, plus details on your current mortgage. Depending on the type of refinance you choose, you'll likely need anywhere from 5% to 20% equity in your home to qualify. Keep in mind that if you have less than 20% equity, you may still be required to pay mortgage insurance.

    Click here to learn more.

  • Mortgage Refinance Checklist

    Applying for a mortgage refinance involves providing personal information and financial documents. Preparing these documents beforehand helps you get jumpstarted on the process.

    You'll need documents related to the five categories:

    1. Employment income
    2. Business income
    3. Assets
    4. Credit
    5. Property

    Click here to learn more.

  • Should You Refinance Your Mortgage?

    Refinancing your mortgage could serve any of the four purposes:

    1. Lowering your interest rate
    2. Changing your loan type
    3. Altering your loan repayment term
    4. Cashing out equity

    Getting a mortgage refinance is similar to the process you went through to apply and qualify for a mortgage to buy your home. You'll complete an application, receive disclosures, and provide many of the same documents as before, plus details on your current mortgage. Depending on the type of refinance you choose, you'll likely need anywhere from 5% to 20% equity in your home to qualify. Keep in mind that if you have less than 20% equity, you may still be required to pay mortgage insurance.

    Click here to learn more.

  • Mortgage Refinance Checklist

    Applying for a mortgage refinance involves providing personal information and financial documents. Preparing these documents beforehand helps you get jumpstarted on the process.

    You'll need documents related to the five categories:

    1. Employment income
    2. Business income
    3. Assets
    4. Credit
    5. Property

    Click here to learn more.

Call 1-800-288-5569

Home Loan Originator NMLS Status

Our Home Loan Originators are registered with the Nationwide Mortgage Licensing System and Registry (NMLS). Check your loan originator's status here.

Existing Mortgage Customers

Find information about your existing mortgage account, payment options and ways to contact us.

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