Ready to finance your dream home? We have a variety of mortgage programs—all designed with terms and features to fit your individual needs.
A Fixed-Rate Mortgage is ideal if you plan to stay in your home longer term, believe rates may rise, or simply want the stability and peace of mind that your rate will not change. The interest rate on a fixed-rate mortgage stays the same for the entire life of the loan. Your monthly principal and interest payment also stays the same.
View interest rates for our standard fixed-rate programs, or talk to a Home Loan Originator to get rates for custom repayment terms.
An Adjustable-Rate Mortgage (ARM) is ideal if you plan to stay in your home for a shorter amount of time or if you have an immediate need to have a lower initial monthly payment. With an ARM, the interest rate starts out fixed for a set number of years. Once the fixed period ends, the interest rate becomes variable and can adjust up or down each year.
View our current ARM rates, or talk to a Home Loan Originator for more information.
A Jumbo Mortgage is required if you need to borrow an amount that exceeds current conforming loan limits. The current conforming loan limit for a single-family home in the U.S. is $417,000 in most places, although there are some areas in the U.S. where it is as high as $625,000. View our interest rates for jumbo loans, or talk to a Home Loan Originator to see if a jumbo loan might be right for you.
Insured by the FHA, these loans offer low down payment requirements and flexible qualifying guidelines for borrowers with less-than-perfect credit.
VA loans are fixed-rate mortgages that are guaranteed by the VA and made available to qualified military veterans. These loans feature a low down payment or no down payment requirement at all.
This loan program features low down payment requirements, and in some instances no mortgage insurance requirements, for licensed Doctors of Medicine (MD), Doctors of Osteopathic Medicine (DO), Doctors of Dental Surgery (DDS), and Doctors of Dental Medicine (DMD). Borrowers must have completed residency within the last ten years, be a newly licensed medical resident currently in residency, or begin residency within 60 days of the mortgage closing. Borrowers may also be self-employed physicians or physicians employed as a medical researcher by a major hospital.
Our Construction-to-Permanent program allows you to combine your construction financing and permanent mortgage into one loan. Whether your building or renovating a primary home or building a new vacation home, you’ll save time and money with just one loan qualification and one set of closing costs.
Include the purchase of your lot in the financing or build on a lot you already own. Make interest-only payments during the construction phase. You’ll also benefit by being able to lock in your permanent mortgage interest rate up to a year in advance without a fee, giving you added protection against rising rates. To learn more about financing the construction or renovation of a home, find a Home Loan Originator.
Find out more about our home financing solutions and get insights about what to expect during the mortgage process.EXPLORE HOME FINANCING SOLUTIONS