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Home Ownership
Learning Center

We're here to make sure you have the resources and solutions to help you reach your potential.

Home Ownership

Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.

5 Mortgage Myths Debunked

What's holding you back from buying a home? Maybe you're intimidated by some of the common myths and rumors about home ownership? After we debunk these myths, you may find you're better prepared to buy a home than you thought.
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Home Inspection Checklist

When purchasing a home, you should have it inspected by a qualified, professional home inspector. That way the home is evaluated for any major structural or mechanical issues before you make a purchase.
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What To Know About Down Payments

Saving up for a 20% down payment has advantages – like avoiding PMI – but there are other options worth exploring.
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What's In Your Mortgage Payment?

As a homeowner, it's important to understand what goes into your mortgage payment, as well as ways to ensure you make all necessary payments on time.
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Home Construction Loans

If building your dream home appeals to you, you may want to consider a loan that’s designed to help you with home construction financing.
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What is an Adjustable Rate Mortgage?

Learn about adjustable-rate mortgages, including how they differ from other mortgage options and who they could appeal to.
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What is a Second Mortgage?

A second mortgage is another loan taken out on a property in addition to a first mortgage. It is also commonly referred to as a home equity loan or line of credit.
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Refinancing an Investment Property

When you own an investment property, the goal is to earn a solid rate of return. If after several years of ownership you find your return is not what you expected, an investment property refinance may be the answer.
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Budgeting for a Mortgage with Student Loans

Here’s how a student loan refinance could help soon-to-be and current homeowners manage their finances to save for mortgage payments.
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