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Citizens One Card Benefits

When you choose the Citizens One Mastercard®, you’ll experience all of the great benefits Mastercard has to offer.
Questions? Ask a Citizen.

World Mastercard Benefits

  • Extended Warranty Coverage - Doubles the original manufacturer's or store brand warranty for up to two years when you pay with your eligible Mastercard card.1

  • Cellphone Protection (NEW as of 10/1/19) - Bad luck doesn’t have to ruin your week. Your World Mastercard comes with $1000 in coverage ($600 per claim, 2X per year) should your phone get lost or damaged. Simply pay for your mobile phone bill with your credit card and you're covered.1

  • ID Theft Protection - Peace of mind included with your credit card. Mastercard services can detect and help you quickly resolve ID theft events, 24/7.1

  • Postmates (NEW as of 10/1/19) - When you use your World Mastercard to order food, drinks or groceries through Postmates, you'll receive a $5 discount for every purchase of $25 or more. Simply visit postmates.com or download the Postmates app* and load your World Mastercard.1

  • Trip Cancellation and Interruption Insurance - When you purchase your entire trip on a major airline with your World Mastercard, you and your family are eligible for reimbursement of any non-refundable cancellation or change fee should you be required to cancel your trip due to a covered reason.1

  • Master Rental Insurance - You'll get free theft and damage coverage when you use your card to rent a car, so you can waive the rental company's insurance.1

Click here to download current World Mastercard Guide to Benefits

(As of 10/1/19) Click here to download NEW World Mastercard Guide to Benefits

Other special perks

  • Travel Accident and Baggage Delay Insurance - Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.1

Click here to download the World Travel Accident and Baggage Delay Insurance

Platinum Mastercard Benefits:

Choosing a Citizens One credit card means you'll experience all the great benefits Mastercard has to offer. With our Platinum Mastercard, you'll have access to the following benefits:

  • Extended Warranty - Doubles the original manufacturer's or store brand warranty for one year when you pay with your Platinum Mastercard.1

  • ID Theft Protection - Peace of mind included with your credit card. Mastercard services can detect and help you quickly resolve ID theft events, 24/7.1

Click here to download current Platinum Mastercard Guide to Benefits

(As of 10/1/19) Click here to download NEW Platinum Mastercard Guide to Benefits

Other Special Perks:

  • Travel Accident and Baggage Delay Insurance - Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.1

Click here to download Platinum Travel Accident and Baggage Delay Insurance Guide