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Transfer Your Balances

  • Save money on interest
  • Save time
  • Make one low monthly payment
Questions? Ask a Citizen.
Questions? Ask a Citizen.

Now it’s even easier than ever to consolidate monthly credit card payments into one, single monthly payment by calling 1-800-747-8155.

  • Transfer those multiple bills from credit cards and department stores – you’ll save money with a lower interest rate and save time with only one monthly check to write.
  • Consolidate credit card debt onto one card and save money on interest charges – so you can pay off your bills faster.
  • Once you take advantage of this balance transfer, you will pay interest on all purchases made with your credit card unless you pay your entire balance (including any transferred balances) in full by the statement due date.

SPECIAL NOTICE to customers who pay their entire balance in full each month.

If you always pay your balance in full each month, you do not pay interest on your purchases. This is called a grace period. Please note that if you take this offer, you will lose your grace period. If you transfer a balance to this account, you will begin paying interest on all new purchases, even if you pay your purchase balance in full each month. To avoid paying interest on your purchases, you must pay both your transferred balance and your purchase balance in full.